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DIGITAL COLLECTIONINSTANT ACCESS AFTER PURCHASE
NOVELLBOOK✦

THE COMPLETE FINANCIAL COLLECTION

Money has rules.
Learn to read them.

Five digital books by James Liu for the decisions that shape what you earn, keep, invest, and pass on.

Explore all five books ↓
01 CORE PLAYBOOK04 COMPANION GUIDESDIGITAL EDITIONS
The Financial Mind cover The Smart Invest cover The Money Code cover by James Liu
5BOOKS
ONE SYSTEM

THE MONEY CODE COLLECTION

Begin with the framework.
Go deeper by decision.

The core playbook connects the full financial picture. Four focused guides turn that thinking into deliberate next moves.

CORE / 00The Money Code by James Liu

THE FOUNDATION

The Money Code

A game-theory playbook for taxes, debt, negotiation, and wealth protection.

Learn to see the incentives, tradeoffs, and hidden constraints behind a money decision—then choose the move that leaves you with more options tomorrow.

$40$15Digital book · USD

BOOKS 01–04

Four focused companion guides

Each book is now $15. Get Books 01–04 for $50, or the complete five-book collection for $60.

BOOK 01The Capital Build book cover
BOOK 01
$40$15

The Capital Build

Build the base.

A strategic framework for building, protecting, and compounding wealth with intention.

BOOK 02The Financial Mind book cover
BOOK 02
$40$15

The Financial Mind

Think more clearly.

A practical look at the psychology behind the financial decisions you make every day.

BOOK 03The Smart Invest book cover
BOOK 03
$40$15

The Smart Invest

Invest with discipline.

An evidence-led guide to assessing investment choices with a repeatable process.

BOOK 04The Legacy Plan book cover
BOOK 04
$40$15

The Legacy Plan

Look further ahead.

A system for protecting what you build and passing it on with clarity and purpose.

THE COMPLETE COLLECTION · SAVE $150$210 All five digital books for $60

REAL CUSTOMER EXPERIENCES

Five readers.
Five clearer next steps.

These stories were shared by Novellbook customers after reading books from The Money Code collection. Individual experiences vary.

A NOTE ON THESE STORIES

Each review is paired with the customer’s own situation to preserve the context behind their experience.

Swipe or scroll sideways to read all five stories.

Rachel customer portrait

Rachel, 34

Marketing Manager · Charlotte, NC

The Capital Build

Rachel earns a steady salary, but car payments, subscriptions, and everyday spending leave little room to save. She wants a budget she can actually maintain.

“I had a good salary, but I still checked my balance before every grocery run. The Capital Build made me look at the commitments behind that number—subscriptions, payments, and spending I barely noticed anymore. I finally had a clearer picture of where my paycheck was going.”
Brandon customer portrait

Brandon, 29

Account Executive · Austin, TX

The Financial Mind

Brandon often celebrates a good sales month with a new purchase. As his income grows, so does his lifestyle. He wants to enjoy his success without constantly feeling the need to show it.

“The Financial Mind was uncomfortable in a useful way. I recognized how often ‘I deserve this’ became my reason to buy something. I still enjoy spending money. I’m just getting better at noticing when I’m buying for myself and when I’m trying to impress someone else.”
Nicole customer portrait

Nicole, 37

Project Manager · Denver, CO

The Money Code

Nicole confidently manages teams and deadlines, yet feels uncomfortable discussing her own compensation. Preparing for a career move, she wants to approach salary negotiations with more confidence and better information.

“I used to prepare for interviews and leave the salary conversation to chance. The Money Code helped me approach both with the same effort. Before my next offer, I researched the range and wrote down what I brought to the role. Having that preparation made asking questions feel much less awkward.”
Ethan customer portrait

Ethan, 32

Software Developer · Seattle, WA

The Smart Invest

Ethan started investing through an app, collecting ideas from coworkers and social media. His portfolio reflects those tips more than a clear plan. He wants an approach that fits his goals and comfort with risk.

“My investing ‘strategy’ was a collection of tips I’d saved online. The Smart Invest gave me a reason to slow down and question them. I started looking at the evidence behind an idea, how it fit my goals, and what could go wrong. That felt more useful than another stock recommendation.”
Melissa customer portrait

Melissa, 43

School Administrator · Columbus, Ohio

The Legacy Plan

Melissa and her husband have two children, but he manages most of their financial accounts. She wants both of them to understand what they own, where important records are kept, and what still needs professional attention.

“My husband handles most of our finances. When I asked where everything was, we realized how much existed only in his head. The Legacy Plan prompted a conversation we’d been putting off. We started organizing our information and listing the questions we needed to take to a professional.”

THE AUTHOR

James Liu

James Liu 詹姆斯·刘

Former Institutional Investment Fund Manager
Lujiazui · Shanghai

James Liu writes for hardworking people whose incomes continue to grow, yet who still wonder why financial security always seems to remain out of reach.

Throughout his career, he observed the same cycle repeatedly: as income rises, lifestyle expenses rise with it; debt quietly claims a portion of next month’s paycheck; and investing gradually becomes a collection of disconnected tips rather than a clear, coherent plan.

The problem is rarely a lack of ambition or discipline. More often, it is the absence of a framework connecting the decisions we make about earning, spending, negotiating, investing, and protecting wealth.

That is why he created The Money Code and its four companion books—a practical collection designed to help readers look beyond the number in their bank accounts, understand the forces shaping each financial decision, and make choices that preserve greater control over their future.

“Money is not only about how much you earn. It is also about how much freedom of choice you are able to preserve.”

James LiuNOVELLBOOK

FAQ

Before you choose.

Physical or digital?

Digital only. The Money Code collection consists of eBooks. The book images illustrate the collection; no physical books will be shipped.

What is included in each bundle?

The $50 four-book bundle includes The Capital Build, The Financial Mind, The Smart Invest, and The Legacy Plan. The $60 complete collection includes all four companion books plus The Money Code. Each book is also available individually for $15. All prices are in USD.

Which book should I start with?

Start with The Money Code for the collection’s broader framework. Choose the companion book that best matches your current priority.

Do I need to read the books in order?

No. You can start with the topic most relevant to your situation. For a broader path, begin with The Money Code, then work through Books 01–04.

Who is this collection for?

It is designed for people who want a clearer way to think about earning, spending, negotiating, investing, and protecting wealth.

Why choose a collection instead of separate online tips?

The collection brings related money topics into one organized reading path and connects everyday decisions across spending, income, investing, and long-term planning.

Is this personalized financial advice?

No. These books provide educational information, not personalized financial, investment, tax, or legal advice. Consult a qualified professional for guidance suited to your circumstances.

How can I contact Novellbook?

For questions about the books or purchase details, email [email protected].

Refund policy?

7-day money-back guarantee. No questions asked.